Calculator
Retirement Calculator
Your retirement estimate
28 years to retirement, and a retirement period of 25 years
This retirement estimate is an illustration built on the assumptions you enter for inflation, returns and life expectancy. Changing any one of them changes the result significantly. It is not a forecast, and it is not personalised financial advice. Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.
How this calculator works
- Your current monthly expenses are inflated forward to your retirement date at the inflation rate you enter.
- The corpus is sized so inflation-adjusted withdrawals, taken at the start of each retirement year, last through the retirement period. It uses the real return: (1 + post-retirement return) / (1 + inflation) - 1.
- Existing savings are grown at the pre-retirement rate and deducted from the corpus requirement.
- The remaining shortfall is converted into the monthly SIP needed to build it over the years you have left.
- All rates are assumptions you choose. Changing any one of them changes the result considerably.
The output of this calculator is an illustration, not a projection, a recommendation or a promise of returns. It does not take your personal circumstances into account. Read the full disclaimer before acting on it.
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Turn the illustration into a plan
Numbers on a screen are a starting point. We will help you decide the amount, the categories and the timeline that suit your situation.
AMFI-Registered Mutual Fund Distributor · ARN-162936