Disclaimer

1. Our regulatory status

TEAM4 Finvest is an AMFI-Registered Mutual Fund Distributor registered with the Association of Mutual Funds in India under ARN-162936. We facilitate investments in mutual fund schemes and are remunerated by the respective asset management companies in the form of distribution commission, as permitted under applicable regulations.

We are not a SEBI-Registered Investment Adviser. We do not offer investment advisory services for a fee, portfolio management services, stock broking, insurance advice or any assured-return product. Nothing on this website should be read as a personalised recommendation.

2. Market risk

Mutual fund investments are subject to market risks. The value of your investment can rise or fall, and you may receive back less than you invested. Please read all scheme-related documents, including the Scheme Information Document and Key Information Memorandum, carefully before investing.

Past performance of any scheme, category or index is not indicative of future results. No return is assured, guaranteed or promised by TEAM4 Finvest, and we do not guarantee the performance of any scheme or of any asset management company.

3. Calculators and illustrations

The calculators on this website are educational tools. They apply a constant rate of return chosen by you, which is not how markets behave in practice. They do not account for the scheme's expense ratio, exit load, transaction costs, taxes or the sequence in which returns actually occur.

Any figure produced by a calculator is an illustration of arithmetic, not a projection, a forecast, a recommendation or a promise of returns. It should not be the sole basis for any investment decision.

4. Information published on this site

Articles, guides and explanations published on this website are general in nature and are intended for education. They do not take into account your financial situation, income, existing holdings, liabilities, risk tolerance or objectives, and therefore do not constitute personalised investment, legal or tax advice.

We take care to ensure that information is accurate at the time of publication, but regulations, tax rules, scheme features and market conditions change. We do not warrant that all content remains current, complete or error free.

5. Tax information

Any reference to taxation is general and based on our understanding of prevailing tax law, which is subject to change and may apply differently depending on your tax regime, residential status and individual circumstances. Please consult a qualified chartered accountant or tax adviser before acting on any tax-related information on this site.

6. NRI investors

Eligibility, taxation, reporting and repatriation rules for Non-Resident Indians vary by country of residence and are subject to FEMA and prevailing tax law. Certain fund houses apply additional restrictions to investors resident in some jurisdictions. NRI investors should confirm their position with a qualified adviser in India and in their country of residence before investing.

7. Suitability

Before investing, consider whether a scheme is suitable for you in light of your objectives, your investment horizon and your ability to bear losses. If you are unsure, seek independent professional advice.

8. External links and the client portal

This website links to external services, including our client portal operated by Investwell. We are not responsible for the content, availability, security or privacy practices of third-party websites. TEAM4 Finvest will never ask you for your portal password or an OTP.

9. Limitation of liability

To the extent permitted by law, TEAM4 Finvest accepts no liability for any loss or damage arising from reliance on information published on this website, including any output of the calculators. Investment decisions remain yours.